Happy Martin Luther King Jr. Day

As we honor Martin Luther King Jr. today, we cannot help but notice that his advice not only applies to the way that we live our lives but also to how we should operate in our businesses. Never be stagnant! Always keep moving forward in business and life anyway that you can.

Using Balance Transfer Cards to Dig Out of Debt 

Using Balance Transfer Cards to Dig Out of Debt Balance transfer cards can be a powerful tool in your debt-management repertoire. They let you attack credit card debt head-on via popular snowballing methods without paying more interest than you have to. And sometimes, that means no interest at all. We detail how balance transfer cards help […]

Using 0% Cards to Dig Out of Debt 

Using 0% Cards to Dig Out of Debt The average American has $6,354 in credit card debt.* (Can footnote Experian)  If you, like many Americans, are paying the standard purchase rate, often near 18%, on this debt you are paying over $1,100 in interest annually to the banks.  The good news is that if you have been making […]

How to improve credit card approval odds

How to improve credit card approval odds  When you apply for a credit card, you know the worst thing going through your mind, what if I am not approved? While we cannot guarantee approval, there are several simple things you can do to increase your chances of approval.    The old saying is true, the bank is there for […]

How to Maximize Cash Rewards Cards 

How to Maximize Cash Rewards Cards Cash rewards cards are credit cards that come with a cash back offer, usually as a credit on your statement. Each card has its own rewards rules, but most operate on a percentage or points system. Maximizing your rewards with one of these cards obviously means maximizing how you spend […]

How to Get Longer Balance Transfer Periods 

How to Get Longer Balance Transfer Periods A balance transfer card is one that comes with a low introductory APR (for the creditworthy, it can be as low as 0 percent) for a certain period of time. The benefit of these cards is that you can transfer balances from higher interest cards and then pay […]

How Many Credit Cards Should I Have? 

How Many Credit Cards Should I Have? Ideally, most experts say you should have at least two credit cards so you can maximize benefits from different banking networks. What’s the max number of cards? That depends on factors, including your credit, income and ability to manage your balances.  Why Have More Than One Credit Card? […]

Fly for Free on Your Next Vacation 

Fly for Free on Your Next Vacation Flying for free on your next vacation can be as easy as paying for your groceries every week with the right credit card. The right travel rewards cards — and the right tips for using them — let you rack up rewards fast, which means you could book […]

How many credit cards should you have?

How Many Credit Cards Should You Have? While it’s not beneficial to saddle yourself with too many forms of debt, it’s not a bad idea to have some options when it comes to credit. If you want to know how many credit cards you should have, know that most of the experts say “more than […]

What is a Care Credit Card and How Do They Work?

What is a Care Credit Card and How Do They Work? Everything about Care Credit. If you’ve been struggling or unable to pay for an expensive medical procedure, then a card like the CareCredit card might be just the thing you’re looking for. A credit card uniquely designed for the express purposes of funding medical […]