Checking Line of Credit: What Is It and Do You Need One?

Bank fees come in various forms, from ATM fees to transfer fees to monthly maintenance fees and many more. But perhaps the most annoying, and costly, are overdraft and non-sufficient fund fees. These are fees a bank charges you for when your spending exceeds the available balance in your checking account. If you spend more […]

How to Start a Business With No Money

While it may be very difficult, starting a business with no money is absolutely doable. Technology nowadays has opened up a vast number of opportunities to connect with people, groups or organizations that can fund your business without you putting up any money. However, the point to keep in mind is that starting any business […]

Equity Financing: What Is It and Is It Right for You?

Small businesses have tons of financing options. You can get funding through traditional bank loans, online lenders, invoice factoring services, alternative lenders, equipment financing and much more. With so many options, it can sometimes be overwhelming, making it tough to determine which form of financing is right for you and your business. Before getting into those specific forms of [&hell...

How to Promote Your Business: 30 Small Business Marketing Ideas for Any Industry

Establishing the foundations and fundamentals of your small business is obviously the first step you should take as an entrepreneur. But shortly after establishing yourself, you’ll quickly figure out you need to market your new business. However, many well-known marketing techniques of established companies require big budgets that small business owners simply don’t have. Fortunately, [&hellip...

8 Ways Your Bank Can Help During Coronavirus Outbreak

With the global spread of coronavirus and its associated illness, COVID-19, the economies of all countries have been significantly disrupted. As the United States now has the most cases in the world, across the country, the private sector has been making major efforts to help keep the economy afloat by adapting to the financial plight […]

Unsecured Loan: What Is It and Should You Get One?

Whether you’re someone looking for financing for personal reasons or an entrepreneur in need of money for your business, unsecured loans are something you should consider. Unsecured loans are extremely common and there’s a good chance that you’ve already borrowed an unsecured loan yourself, even if you don’t know it. For instance, if you have […]

How Long Does It Take to Build Credit?

Whether you have bad credit or no credit at all, you might wonder: how long does it take to build good credit? The answer is that it takes patience and discipline. Of course, there is more to this, but patience and discipline are at the core of any kind of improvement or building of credit […]

8 Morning Routines of Successful Entrepreneurs

How you spend your time in the morning affects both your personal life and professional life whether you consider yourself a morning person or a night owl. Start your day off on the wrong foot, and you could end up arriving to work late, lose patience with customers or rush through a presentation you spent […]

9 Signs It’s Time to Get a Business Loan

No matter how well business is going, every small business owner will tell you they could always use more money. There are working capital needs, cash flow issues to address, emergencies to prepare for, employees to pay and so much more. Thus, even the most successful small businesses face financial challenges, and indeed, because they’re […]