How Long Does It Take To Get a Credit Card?

So you’re thinking about getting a credit card or you just submitted an application. You’re probably wondering, “how long does it take to get a credit card?” Each credit card issuer and bank is different, but there are general similarities among them. The real question is, why is it important to know how long it […]

FICO Credit Score Ranges Explained

You’ve heard of credit scores, but you’re unsure what they mean. What’s more, even if you know your credit score, you may not know how lenders view credit scores or what your score entails. What is a good credit score versus a bad credit score? And what does it mean if your score is fair? […]

5 Best Free Accounting Software Options for Small Businesses

Tons of accounting software platforms are available for small business applications. But the vast majority are paid accounting software services — or ones that merely offer a free trial. Although there are some good reasons to consider getting paid accounting software, your budget may not allow it, or you may not be ready to invest […]

2020 Business Tax Deadlines: When Are Business Taxes Due?

Taxes are complicated even as an individual taxpayer. But for businesses, taxes are even more complex, with far more information and documents to be processed. Your business has to pay income tax in some manner, whether it’s directly through corporate income tax, or through your personal tax return via a pass-through business structure such as […]

How to Sell a Business: 9 Steps to Selling Your Business

If you’re a homeowner, then you understand how complex and time-consuming the sale of a home can be. You have to renovate everything in the home that’s substandard, fix anything that’s broken, gather together a seeming library of legal and financial documentation — the list goes on. Selling a small business is just as, if […]

How to Get Approved for a Credit Card

When you apply for a credit card, the possibility of not getting approved is a real fear many people face. Credit card approval is never a guarantee, even for those with a good credit history. Instead of worrying, you can set yourself up for the greatest probability of getting approved for a credit card by […]

What Exactly Is a Startup Company? It’s Not What You Think

You might have the impression that if you start a small business, then your business is a startup because you’ve literally just started a new business. However, contrary to popular belief, this is not the defining characteristic of a startup. Different factors actually determine if a business is a startup versus a small business or […]

How Much Insurance Does Your Business Really Need?

A large percentage of small businesses in the United States don’t have enough insurance to protect them if things go wrong. Insurance can mean the difference between a setback and a disaster for the small business owner, but it’s also a regular expense — one you should include in your budget. Having sufficient insurance coverage […]

What Kind of Business Should I Start? How to Choose

It may sound a bit backward, but many people actually know they want to be entrepreneurs without knowing what kind of business they should start. On the other hand, there are many potential entrepreneurs who have a vague business idea but aren’t sure how to hone it into something practical. Both types of entrepreneurs are […]