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How does a personal loan work?

Personal loans can be secured or unsecured. With a secured personal loan, you must provide collateral if you cannot repay the loan. You don't have to put up collateral with an unsecured loan, the most frequent form of personal loan. If you do not repay the loan, the lender will not be able to seize any of your possessions.

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  3. How can I apply for a personal loan?

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