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Wells Fargo Cash Wise

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Annual Fee: 0%

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Advertiser Disclosure

Welcome Offer
0% Introductory APR

For the first 15 months, you can use your card with 0% APR on purchases and balance transfers

0%
Annual Fee
No Annual Fee With This Card
1.5%
Cash Back
Earn 1.5% Cash Back on Purchases
24/7
Fraud Monitoring
This Card Features Zero Dollar 24/7 Fraud Monitoring, Alerts & Zero Liability Protection

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Rates, terms and offers are subject to change and may not be available at this time.

Real opinions always: At Seek Capital, our goal is to provide content that helps you make informed financial decisions. All products featured here are from our partners. That said, our business relationships do not affect our evaluations. Opinions are of the writer alone.

Rewards Highlights

  • Unlimited 1.5% cash rewards on purchases
  • No annual fee
  • Introductory 0% APR on purchases and balance transfers for 15 months

Card Overview

The Wells Fargo Cash Wise is an amazing credit card for Travel, Shopping and Restaurants. When you sign up for this credit card, you get 0% as a welcome offer with an annual fee of 0%. The foreign transaction fee on the Wells Fargo Cash Wise is 3%. In order to get approved for this credit card, you should have a good-excellent credit rating.

The Wells Fargo Cash Wise is also amazing for having for Unlimited 1.5% cash rewards on purchases, No annual fee and Introductory 0% APR on purchases and balance transfers for 15 months.

The Wells Fargo Cash Wise is a great credit card for travel, shopping, restaurants and more. With 1.5% cash rewards on every $1 spent for all types of eligible purchases, you’re guaranteed to get some money back in your wallet — all without having to remember changing quarterly rewards categories.

When you sign up for the Wells Fargo Cash Wise card, you’ll get an introductory bonus offer, as well as an annual fee of $0. The foreign transaction fee is 3%. You’ll also enjoy a 0% introductory APR on both purchases and balance transfers for 15 months after opening your credit card account.

To get approved for this credit card, you should have a good to excellent credit rating.


Wells Fargo Cash Wise: Who’s It Best For?

The Wells Fargo Cash Wise Visa is really for any credit card user who wants to earn cash back on all eligible purchases. You’ll get the cash back you want without the hassle of rotating category restrictions or quarterly activation requirements.

Also, the cash rewards are unlimited, so no caps or limits apply to the rewards you tally up. Plus, there’s no expiration on your rewards as long as your account is open.


Spend Smart With Wells Fargo Cash Wise Card

The Wells Fargo Cash Wise Visa offers a convenient way to manage your finances while building credit and earning fantastic cash rewards that never expire as long as your account is open.

The card features a 0% introductory APR on both purchases and balance transfers for 15 months after opening your account. Plus, with this Wells Fargo credit card, you’ll enjoy no annual fee and an added bonus for purchases when the account is first opened. As a result, you’ll have extra money in your pocket while still buying everything you need for your family.

Earning rewards is incredibly easy, with every dollar you spend equaling 1.5x Miles. No blackout periods or restrictions apply, so you can travel when you want. Starting at 1 Mile, you can redeem your Miles either for cash as an electronic deposit to your bank account or for a credit for travel purchases on your statement made within the last six months. The Wells Fargo Cash Wise card has some of the best rewards in the industry, but the advantages don't stop there. In addition to 1.5x Miles earned for every dollar spent, you can also enjoy perks like:

Real Reviews by Real People

The Wells Fargo Cash Wise Visa offers cardholders a convenient way to manage their finances while building their credit and earning fantastic cash rewards. In addition, you can take advantage of a low introductory APR, no annual fee and an added bonus for purchases when the account is first opened. You’ll have extra money in your pocket while still buying everything you need for your family.

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Expert Review

The Pros

  • 0% introductory APR on purchases and balance transfers for 15 months
  • No annual fee
  • Unlimited 1.5% cash rewards on purchases

The Cons

  • No bonus rewards categories

Recommended Credit Profile

Rates & Fees

  • Annual Fee0%
  • Intro Purchase APR0% for 12 months
  • Intro Balance Transfer APR0% for 12 moths
  • Regular APR15.99% to 26.99%
  • Great ForTravelShoppingRestaurants
  • Regular Purchase APR15.99% to 26.99%
  • Regular Balance Transfer APR15.99% to 26.99%
  • Cash Advance APR25.99% to 27.99%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$10 or 5%
  • Foreign Transaction Fee3%