Barclaycard Jetblue Credit Card Review

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From Seek Capital - Best for JetBlue Flyers

Welcome Offer

Earn 10,000 Bonus Points

Earn 10,000 Bonus Points after you use your new Card to make $1,000 on purchases in your first 90 days

Earn

3xPoints
Earn 3x points on all JetBlue purchases
2xPoints
Earn 2x points on restaurant and grocery store purchases
1xPoints
Earn 1x points on all other purchases
50%In-flight savings
When used on JetBlue in-flight purchases, receive a 50% discount

Barclay JetBlue Card

JetBlue is the leader of the low-cost airlines.  JetBlue is known for great service, additional leg room in coach, and Terra Blue snack chips on board.  Just like the airline the card offers great features and is a must have for anyone looking to take advantage of the airline.

Rewards Highlights

  • 0% APR on Balance Transfers for 15 Months
  • 3x points on all JetBlue purchases
  • 2x points on restaurant and grocery store purchases
  • 1x Points on Everything Else

Expert Review

The Pros

  • 0% APR on Balance Transfers
  • 3x points on all JetBlue purchases
  • 2x points on restaurant and grocery store purchases
  • 1x Points on All Purchases
  • In-flight perks and savings

The Cons

  • Limited Points and Rewards

Recommended Credit Profile

Rates & Fees

  • Annual Fee$0
  • Intro Balance Transfer APR0% for 12 months
  • Regular APR18.24% to 27.24%
  • Great ForJetblueResturantsGroceries
  • Regular Purchase APR18.24% to 27.24%
  • Regular Balance Transfer APR18.24% to 27.24%
  • Cash Advance APR27.49%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$10 or 5%
  • Foreign Transaction Fee0%

Easy Target Sign Up Bonus

Credit card competition is fierce. With so many options available, you should be looking for a card that rewards you quickly, and the JetBlue card does just that. If you make just $1,000 in qualifying purchases in the first 90 days, you get a full 10,000 bonus points. That’s just over $10 a day in spend in order to hit the bonus. The $10 a day is easy to achieve just paying for your morning coffee and lunch on your card.

A Points System You Can Actually Understand

Once you’ve qualified for the introductory offer, you can keep the points coming by using your JetBlue card for any purchase you’d usually make. Points rack up as follows.

  • 3 points for every $1 you spend on JetBlue purchases
  • 2 points for every $1 you spend on groceries or eating out
  • 1 point for every $1 you spend anywhere else

So, let’s add this up here. You only have to spend about $325 dollars a month to get the introductory offer.

  • Let’s say you spend $50 a week filling up the tank on your family SUV. That’s $200 a month right there, and you get 1 point for every dollar, or 200 points.
  • Perhaps you spend another $50 a week eating out. There’s another $200 a month. Since you get 2 points for every dollar spent on eating out, that’s 400 points.
  • Within three months, you’ve spent $1,200 and racked up 1,800 points.
  • Your spending also qualifies you for the bonus of 10,000.
  • Total rewards points: 11,800 — enough to fly you to New Orleans — and that’s just for using your JetBlue card for the things you already buy.

Let’s say a gourmet coffee is a must-have on your way to the office every morning. That probably comes in at $35 a week (conservatively), which is $140 a month. Maybe you treat yourself to your favorite pastry only half the time, so let’s add in another $60. That makes $200 a month, and you’re going to get 2x points on that, so 400 points. Multiply that by 12 months, and you’re getting 4,800 points toward your next vacation flight just by getting your morning java. That’s the very definition of a win-win! And the more you swipe, the more you earn.

When it comes time to cash in your points, JetBlue makes it easy. You can redeem your points for any seat on any JetBlue flight at any time — no blackout dates. Your points never expire, so you can cash them in quickly for a last-minute weekend getaway or save them up for a first-class ticket to Vegas. The only thing to keep in mind is that the amount of points you need to redeem for a flight can vary widely and may change depending on when you’re booking, so make sure to snap up the good deals when you see them.

Bring on the Perks

The introductory offer, earning points on everything you buy…what more could this card offer? The answer: a whole lot. The bonuses start as soon as you get on your flight. JetBlue offers cardholders a 50 percent discount on all in-flight food and cocktail purchases, which can add up to a huge savings if you’re a frequent flier — and you’re going to be if you want to get the most out of this card.

If you get just one meal and one drink and spend $40 (which is on the low side) that means you save $20 instantly. Let’s say you travel for work and have to fly once a month. That’s a $240 savings over the course of the year, and you’ll still earn points if you pay for those meals with your JetBlue card, making the savings even greater.

When you’re back on the ground, you can make the most of your R&R by resting easy in the knowledge that any unauthorized charges are fully covered by the $0 Fraud Liability Protection, and the JetBlue card helps prevent problems in the first place by using the latest chip technology to ensure your transactions and personal information are as safe as possible.

Fee Freedom

This card is a no-brainer if you love to travel, but what if you’re more of a one vacation wonder? Even if you only redeem your points for one trip a year — or even every other year — the JetBlue card is a solid choice. Why? No annual fee. This means it costs you absolutely nothing to swipe, and all your earned points are pure gravy.

This card also has no foreign transaction fee. Why is this important? We’re glad you asked. When you use a credit card in another country, what usually happens is that every time you swipe your card, the credit card company charges you an extra fee. Lunch out, pre-dinner drinks, tickets to the museum — you can see that it doesn’t take long for this to add up, which means a card with no foreign transaction fee offers serious savings and is a must-have for globe trotters.

While the Barclaycard JetBlue card may not have all the bells and whistles other cards do, the great sign up bonus, 0 percent APR balance transfer offer, no foreign transaction fee and no annual fee make it a clear winner for frequent travelers who need an all-around workhorse card to swipe for their daily purchases.

Introductory 0% APR

Another benefit is JetBlue also lets you transfer an existing balance on to this card, and the fee is just 3 percent of the total balance, which is on the low side of industry standard. You also get 0% APR for 12 months on balance transfers posted to the card within 45 days of opening, which means you can use this card as a way to help you pay off debt faster and save tons of money in interest. Let’s say you have a $3,000 balance on another (much less fabulous) card, and you want to transfer that over to your JetBlue. You’re going to pay $90 in balance transfer fees, but if you’re paying $30 a month in interest, that means you’re saving $270 a year even after accounting for the balance transfer fee. That’s huge!

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