Barclaycard Hawaiian Airlines World Elite MasterCard Credit Card Review

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From Seek Capital - Best for Hawaiian Flyers

Welcome Offer

Earn 50,000 Bonus Points

Earn 50,000 Bonus Points after you use your new Card to make $3,000 on purchases in your first 90 days

Earn

3xMiles flying Hawaiian Airlines
Earn 3x miles on all Hawaiian Airlines purchases
2xMiles
Earn 2x miles on gas station, restaurant and grocery store purchases
1xMiles
Earn 1x miles on all other purchases
$0Free Bag
Free first checked bag for the primary cardmember

Barclaycard Hawaiian Airlines Card

Whether you’re hopping the Pacific for business or like to spend leisure time on the Hawaiian Islands, the Barclaycard Hawaiian Airlines credit card lets you turn your regular spending into fare to tropical destinations. With a sign-up bonus that grants enough miles to cover up to three round-trip flights and discounts on companion fare every year, this card is a great go-to payment tool. And while you’ll get the most value by pairing rewards miles with actual Hawaiian Airlines flights, the airline’s partners — including Virgin America, Virgin Atlantic and JetBlue — let you redeem HawaiianMiles too.

So, how do you put this card to work earning points and fares? We’ve covered all the major details below. This card is a no-brainer!

Rewards Highlights

  • 0% APR on Balance Transfers for 15 Months
  • 3x Miles on Purchases with Hawaiian Airlines
  • 2x Miles on Purchases at Gas Stations, Restaurants and Groceries
  • 1x Mile on Everything Else
  • Free Checked Bag

Expert Review

The Pros

  • 0% APR on Balance Transfers for 15 Months
  • 3x Miles on Purchases with Hawaiian Airlines
  • 2x Miles on Purchases on Most Gas and Shopping
  • 1x Mile on Everything Else
  • Perks on Hawaiian Airlines

The Cons

  • Has Annual Fee
  • Limited Travel Network with Hawaiian Airlines

Recommended Credit Profile

Rates & Fees

  • Annual Fee$99
  • Intro Balance Transfer APR0% for 15 months
  • Regular APR17.99% to 26.99%
  • Great ForHawaiian AirlinesRestaurantsGas
  • Regular Purchase APR17.99% to 26.99%
  • Regular Balance Transfer APR17.99% to 26.99%
  • Cash Advance APR27.24%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$10 or 5%
  • Foreign Transaction Fee0%

Sign-Up Bonus

The first thing to know about any travel rewards card is the sign-up bonus. That’s the reward you get when you become an account holder and meet a specific spending threshold in the first few months.

For the Barclaycard Hawaiian Airlines card, the bonus is 50,000 miles, and you get it after you make $3,000 worth of purchases within 90 days of opening your account. That’s only $1,000 in spending required each month — or less than $250 each week.

Spend $150 in groceries, $50 in fuel and $50 dining out each week, and your covered. Or spend all $250 on groceries every week, which isn’t hard to do if you’re feeding a family. It doesn’t matter — you choose the way you earn the sign-up bonus, and just about every purchase counts. The only thing you can’t do is reach the $3,000 requirement with same-as-cash transactions like withdrawals and balance transfers.

Once you get to the bonus, what do you do with 50,000 miles? You’ll get the maximum value by redeeming them toward airfare with Hawaiian Airlines. Redemptions start as low as 7,500 miles for a one-way trip, so you could potentially get three round-trip flights covered.

Here are just some of the ways you can use your bonus with the airline:

  • Hop multiple times between islands on a coach, business or even first-class flights.
  • Cover a round trip between North American locations and the islands in coach.
  • Cover one-way trip between the islands and global locations such as Japan or Australia.

How to Keep Earning Miles

You never stop earning miles if you’re using the Barclaycard Hawaiian Airlines card to pay for things. You earn 2 miles for every dollar you spend directly with Hawaiian Airlines, and that includes paying for fares, baggage fees and incidentals.

But even when you aren’t traveling, you can be earning points toward future travel. When you swipe this card for almost any other purchase, you’ll get 1 mile for every dollar. With no blackout dates, it’s really easy to put all those rewards to work.

Just how much can you rack up? Let’s look at an example to see how easy it is to earn tens of thousands of miles in your first year with the Barclaycard Hawaiian Airlines card.

In 2013, the USDA estimated average moderate-cost grocery budgets for a family of four to be $239, and we think it’s safe to say that amount didn’t go down in the past five years. Assuming your grocery budget is $250 a week and you use this card to cover the total cost, that’s $13,000 in spending for the entire year.

That’s 13,000 points, plus the sign-up bonus of 50,000 if you do spend that much each week.

Because this is a travelers card, we assume you probably put your frequent flyer programs to use a couple times a year. If you fly with Hawaiian Airlines just three times within a year and spend a total of $3,000, that’s another 6,000 in points.

Total points for the first year: 69,000.

That’s enough for a first-class, one-way ticket between Auckland, NZ and Hawaii. Or, if you’re traveling from island to island in coach, enough to cover nine one-way hops.

You do always get the biggest value for travel rewards points and miles when you redeem them through the program that awarded them, but Hawaiian Airlines offers other options for increased flexibility. Things you can do with your points include:

  • Booking flights with partner airlines
  • Renting cars via participating providers
  • Covering part or all of the cost of hotel nights
  • Shopping with participating retailers

You can also share your miles with family or friends or donate them to charity.

Seek tip: Earn more miles every year with an annual bonus miles program. If you spend $10,000 or more each year on the card, you get 5,000 bonus miles.

More Perks With the Barclaycard Hawaiian Airlines MasterCard

One thing we always look for in a travel rewards card is extra perks above and beyond mile points, and the Barclaycard Hawaiian Airlines card definitely delivers.

The card provides a deep discount on companion fares once a year. The first year, you get a 50 percent discount on a companion fare when you book a fare for yourself — it’s part of the sign-up bonus, though, so you do have to meet the spending threshold described above.

Upon your anniversary with the card each year, you get access to a different companion fare reward. That reward lets you get a discount of up to $100 off of a companion fare when you book through Hawaiian Airlines.

Some other perks of this card include a free checked bag when you book directly through Hawaiian Airlines and pay with this card and access to 24-hour concierge services for travel assistance.

Introduction APR Offer

Most travel rewards cards don’t come with a 0 percent APR offer, but the Barclaycard Hawaiian Airlines card does. You pay 0 percent on balance transfers for 15 months if you make the transfer within the first 45 days of opening the account. While you will pay a fee to transfer any balance, the interest savings can still mean you’ll save a lot of money if you need more time to pay down a large amount.

What’s the Story With Fees?

The Barclaycard Hawaiian Airlines card doesn’t come with foreign transaction fees, which means you don’t get hit with any extra costs when you shop outside of the United States. That makes this card a convenient payment method if you’re based in Hawaii and travel for business or pleasure to both North America and Asia Pacific.

The annual fee for the card is $89, but before you consider that a cost, remember that you get the $100 companion airfare credit every year. That alone more than covers the fee, and when you count all the perks, you end up with much more value if you travel on Hawaiian Airlines at least semi-regularly.

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