Discover it® Miles


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Annual Fee: $0

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Advertiser Disclosure

Welcome Offer
First Year Mile Reward Match

Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.

Earn unlimited 1.5 miles per every dollar spent
Annual Fee
No Annual Fee
Introductory APR
0% Introductory APR for 14 months on Purchases

Real opinions always: At Seek Capital, our goal is to provide content that helps you make informed financial decisions. All products featured here are from our partners. That said, our business relationships do not affect our evaluations. Opinions are of the writer alone.

Last Updated: 02/03/2020

Rewards Highlights

  • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee
  • No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card
  • Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases, Or get cash
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free

Card Overview

The Discover it® Miles is an excellent credit card for purchases like airfare, hotels and groceries. When you sign up as a new cardholder, you’ll get a one-time, first-year bonus: Discover will match all the Miles you’ve earned at the end of your first year, automatically. Plus, the benefits don’t stop there. The Discover it® Miles card has no annual fee or foreign transaction fee. To get approved for this credit card, you should have good to excellent credit.

Discover it® Miles: Who’s It Best For?

If you love to travel, you'll love the rewards in store from the Discover it® Miles card. As one of the best travel-related cards on the market, it offers an amazing 1.5x Miles for every dollar spent. And as a one-time, introductory bonus for new cardholders, the Discover it® Miles credit card comes with a 100% match on all Miles earned in your first year, which only makes this deal sweeter. From trips across the state to international travel, the Discover it® Miles card makes every excursion a rewarding adventure.

Big Rewards From the Start With Discover it® Miles

Some cards limit your introductory bonuses — but not Discover it® Miles. Instead of basing rewards on how much you spend in your first few months, this flexible card gives you a whole year to accrue unlimited Miles for your initial bonus. And 100% of the Miles you earn in your first 12 months are fully matched.

Earning rewards is incredibly easy, with every dollar you spend equaling 1.5x Miles. No blackout periods or restrictions apply, so you can travel when you want. Starting at 1 Mile, you can redeem your Miles either for cash as an electronic deposit to your bank account or for a credit for travel purchases on your statement made within the last six months. The Discover it® Miles card has some of the best rewards in the industry, but the advantages don't stop there. In addition to 1.5x Miles earned for every dollar spent, you can also enjoy perks like:

  • Free access to your FICO score: Get your free Credit Scorecard, which includes your FICO credit score, information on recent inquiries and more.
  • Social Security monitoring: Discover will alert you if it finds your Social Security number on any of thousands of Dark Web sites.
  • Freeze it® capability: Discover offers account freezes with Freeze it®, a unique product that allows you to toggle your card on and off as needed.

Real Reviews by Real People

Whether you're big on travel or just want a card with great benefits, the Discover it® Miles card is great for any lifestyle. Many of the top credit cards come with annual fees to compensate for big rewards, but no annual fees apply with the Discover it® Miles card — in the first year or in any subsequent year. What’s more, amid all your traveling and purchasing, you’ll never have to worry about foreign transaction fees.

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Expert Review

The Pros

  • No Annual Fee
  • No Foreign Transaction Fees
  • 1.5x Miles On Every Dollar Spent On All Purchases

Recommended Credit Profile

Rates & Fees

  • Annual Fee$0
  • Intro Purchase APR0% for 14 months
  • Intro Balance Transfer APR10.99% for 14 months
  • Regular APR13.49% to 24.49% Variable
  • Great ForTravelRestaurantsShopping
  • Regular Purchase APR13.49% to 24.49% Variable
  • Regular Balance Transfer APR13.49% to 24.49% Variable
  • Cash Advance APR26.49% Variable
  • Balance Transfer Fee3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
  • Foreign Transaction FeeNone