Citi Diamond Preferred


(0 reviews)

Annual Fee: $0

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Advertiser Disclosure

Welcome Offer
No Interest for 21 Months

Enjoy 0% APR for 18months on Balance transfers

APR on Balance Transfers
0% APR on balance transfers for the first 21 months
APR on Purhases
0% APR on purchases for the first 12 months
Annual Fee
No annual fee for this card
Free FICO Credit Reports
Get the access you need to keep track of your credit, updated monthly

Real opinions always: At Seek Capital, our goal is to provide content that helps you make informed financial decisions. All products featured here are from our partners. That said, our business relationships do not affect our evaluations. Opinions are of the writer alone.

Rewards Highlights

  • No Annual Fee
  • 0% Introductory Balance Transfer APR for 21 Months
  • 0% Introductory Purchase APR for 21 Months

Card Overview

The Citi Diamond Preferred is an amazing credit card for Shopping, Dining and Gas. When you sign up for this credit card, you get No Interest as a welcome offer with an annual fee of $0. The foreign transaction fee on the Citi Diamond Preferred is 3%. In order to get approved for this credit card, you should have a good credit rating.

The Citi Diamond Preferred is also amazing for having for No Annual Fee, 0% Introductory Balance Transfer APR for 21 Months and 0% Introductory Purchase APR for 21 Months.

Real Reviews by Real People

Manage your money smarter when you finance a big purchase with the Citi Diamond Preferred MasterCard. It has a great 0 percent APR introductory offer for purchases and an even better extended no interest offer on balance transfers. Plus, it’s backed by Citi’s standard customer service, payment and protection perks, which means you can swipe confidently whether you’re at the local cafe or exploring markets in Mexico or Europe.

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Expert Review

The Pros

  • No Annual Fees
  • 0% APR on Balance Transfers and Purchases

The Cons

  • Strict Approval Requirements

Recommended Credit Profile

Rates & Fees

  • Annual Fee$0
  • Intro Purchase APR0% for 18 months
  • Intro Balance Transfer APR0% for 18 months
  • Regular APR14.99% to 24.99%
  • Great ForShoppingDiningGas
  • Regular Purchase APR14.99% to 24.99%
  • Regular Balance Transfer APR14.99% to 24.99%
  • Cash Advance APR27.24%
  • Balance Transfer Fee$5 or 5%
  • Cash Advance Fee$10 or 5%
  • Foreign Transaction Fee3%