Bank of America® Business Advantage Cash Rewards Mastercard®
3% cash back
on the category of your choice (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter)
2% cash back
1% cash back
on all other purchases
0% Introductory APR
0% on Purchases for 9 Billing Cycles with this card
Rates & Fees
- Annual Fee$0.00
- Intro Purchase APR0% for 9 billing cycles
- Regular APR13.99% - 23.99%
- Regular Purchase APR13.99% - 23.99%
- Regular Balance Transfer APR13.99% - 23.99%
- Cash Advance APR25.99%
- Balance Transfer FeeEither $10 or 4% of the amount of each transaction, whichever is greater.
- Cash Advance FeeEither $10 or 4% of the amount of each transaction, whichever is greater. Includes convenience checks.
- Foreign Transaction Fee3% of the U.S. dollar amount of each transaction
Recommended Credit Profile
- Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee and cash rewards don't expire.
- Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
- You'll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
- Get 75% more cash back on every purchase when you’re a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.