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American Express Blue Cash Preferred

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Annual Fee: $95

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Advertiser Disclosure

Welcome Offer
Earn $250 Cash Back

Earn $250 cash back after you use your card to make $1,000 in purchases in the first 3 months

6%
Cash Back
Use this card for groceries and earn 6% cash back
3%
Cash Back
Earn 3% cash back on purchases at U.S. gas stations and select U.S. department stores
1%
Cash Back
Earn 1% cash back on all other purchases
0%
Introductory APR
0% APR on purchases and balance transfers for the first 12 months

Seek Capital Content: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Real opinions always: At Seek Capital, our goal is to provide content that helps you make informed financial decisions. All products featured here are from our partners. That said, our business relationships do not affect our evaluations. Opinions are of the writer alone.

Rewards Highlights

  • 6% Cash Back on Shopping and Groceries
  • 3% Cash Back on Travel
  • 1% Cash Back on Everything Else
  • 0% APR Balance Transfers and Purchases for 12 months

Card Overview

The American Express Blue Cash Preferred is an amazing credit card for Shopping, Travel and Restaurants. When you sign up for this credit card, you get Earn $250 as a signup bonus with an annual fee of $95. The foreign transaction fee on the American Express Blue Cash Preferred is 2.70%. In order to get approved for this credit card, you should have a good-excellent credit rating.

The American Express Blue Cash Preferred is also amazing for having for 6% Cash Back on Shopping and Groceries, 3% Cash Back on Travel, 1% Cash Back on Everything Else and 0% APR Balance Transfers and Purchases for 12 months.

Real Reviews by Real People

We love the American Express Blue Cash Preferred card because it offers some of the best of both the balance transfer and cash back niches. You can earn cash back on your everyday spending with this card, and it comes with a one-year introductory period with 0 percent APR on both purchases and balance transfers, which means the money you earn with it isn’t diminished by interest for those first 12 months.
There’s so much going on with this card, it can be difficult to keep track of it all. That’s why we’ve put the details in easy-to-use explanations below.

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Expert Review

The Pros

  • 6% Cash Back on Shopping and Groceries
  • 3% Cash Back on Travel
  • 1% Cash Back on Everything Else
  • 0% APR Balance Transfers and Purchases for 12 months

Recommended Credit Profile

Rates & Fees

  • Annual Fee$95
  • Annual Fee$95
  • Intro Purchase APR0% for 12 months
  • Intro Balance Transfer APR0% for 12 months
  • Regular APR14.99% to 25.99%
  • Use CasesShoppingTravelRestaurants
  • Regular Purchase APR14.99% to 25.99%
  • Regular Balance Transfer APR14.99% to 25.99%
  • Cash Advance APR27%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$5 or 3%
  • Foreign Transaction Fee2.70%