American Express
Credit Cards

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Real opinions always: At Seek Capital, our goal is to provide content that helps you make informed financial decisions. Some or all products featured here are from our partners. That said, our business relationships do not affect our evaluations. Opinions are of the writer alone.

Seek Capital Content: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.

American Express Platinum

American Express Platinum
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

5 points

5x points earned on flight and hotels

$200 In Uber Credit

When you get this credit card, you get $200 in free uber rides per year

$550 Fine Hotel and Resorts Program

Receive complimentary benefits with an average total value of $550

$200 Airline Fee Credit

Enjoy $200 in free airline perks like Wifi on all of your favorite airlines when you have this card in your wallet

Rates & Fees

  • Annual Fee$550
  • Annual Fee$550
  • Use CasesAirlinesDiningHotels
  • Foreign Transaction Fee0%

Recommended Credit Profile

Rewards Highlights

  • $200 in Uber Rides
  • 5x membership rewards points
  • $200 airline fee credit
  • $100 credit towards TSA pre
  • $550 fine hotels and resorts program
  • 1000+ global airport lounge collection

American Express EveryDay®

American Express EveryDay®
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

2 points

2x points when used at supermarkets

20% points

Use this card 20 or more times in a billing cycle and earn 20% more points

1 points

Earn 1x points for every dollar spent

$0 Balance Transfer Offer

There is absolutely no fee for making a balance transfer as long as you do it in the first 60 days.

Rates & Fees

  • Annual Fee$0
  • Annual Fee$0
  • Intro Purchase APR0% for 15 months
  • Intro Balance Transfer APR0% for
  • Regular APR14.99% to 25.99%
  • Use CasesSupermarketsGas StationsRestaurants
  • Regular Purchase APR14.99% to 25.99%
  • Regular Balance Transfer APR14.99% to 25.99%
  • Cash Advance APR27%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$5 or 3%
  • Foreign Transaction Fee2.70%

Recommended Credit Profile

Rewards Highlights

  • 20% more points if used 20 or more times in a billing cycle
  • Earn double points at U.S. Supermarkets
  • No Balance Transfer fee for 60 days
  • 1x points for every dollar

American Express Blue Cash EveryDay®

American Express Blue Cash EveryDay®
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

3% Cash Back

Earn 3% cash back on grocery purchases up to $6,000

2% Cash Back

Earn 2% cash back on purchases at U.S. gas stations and select department stores

1% Cash Back

Earn 1% cash back on all other purchases

$0 Annual Fee

No annual fee for the American Express Blue Cash Everday Card

Rates & Fees

  • Annual Fee$0
  • Annual Fee$0
  • Intro Purchase APR0% for 15 months
  • Intro Balance Transfer APR0% for
  • Regular APR14.99% to 25.99%
  • Use CasesSupermarketsGas StationsAirlines
  • Regular Purchase APR14.99% to 25.99%
  • Regular Balance Transfer APR14.99% to 25.99%
  • Cash Advance APR27%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$5 or 3%
  • Foreign Transaction Fee2.70%

Recommended Credit Profile

Rewards Highlights

  • Earn 3% cash back on grocery purchases up to $6,000
  • Earn 2% cash back on purchases at U.S. gas stations and select department stores
  • Earn 1% cash back on all other purchases
  • No annual fee

American Express Blue

American Express Blue
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

1x points

Earn 1x points on every dollar of every eligible purchase

2x points

Earn double the Membership Rewards points on every dollar of eligible travel purchases

24/7 Roadside Assistance

Access to the Roadside Assistance Hotline for any vehicle emergencies

$0 Annual Fee

No annual fee for the American Express Blue Card

Rates & Fees

  • Annual Fee$0
  • Annual Fee$0
  • Regular APR25.99%
  • Use CasesShoppingDiningTravel
  • Regular Purchase APR25.99%
  • Regular Balance Transfer APR25.99%
  • Cash Advance APR27.24%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$5 or 3%
  • Foreign Transaction Fee2.70%

Recommended Credit Profile

Rewards Highlights

  • 1 point for every dollar spent
  • No annual fee
  • Access to American Express benefits

American Express EveryDay® Preferred

American Express EveryDay® Preferred
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

3x Points

Earn triple points up to $6,000 at U.S. Supermarkets

2x points

2x points at US Gas Stations for every eligible dollar you spend

1x Points

1x points on all other purchase for every eligible dollar you spend

50% Extra Points

Use your Card 30 times or more in a billing period to earn 50% extra points on those purchases

Rates & Fees

  • Annual Fee$95
  • Annual Fee$95
  • Intro Purchase APR0% for 12 months
  • Intro Balance Transfer APR0% for
  • Regular APR14.99% to 24.99%
  • Use CasesShoppingTravelRestaurants
  • Regular Purchase APR14.99% to 25.99%
  • Regular Balance Transfer APR14.99% to 25.99%
  • Cash Advance APR27%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$5 or 3%
  • Foreign Transaction Fee2.70%

Recommended Credit Profile

Rewards Highlights

  • 3x points per dollar spent at supermarkets
  • 2x points per dollar spent at gas stations
  • 1x points per dollar on all other purchases
  • 50% extra points after 30 uses in a billing period

American Express Blue Cash Preferred

American Express Blue Cash Preferred
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

6% Cash Back

Use this card for groceries and earn 6% cash back

3% Cash Back

Earn 3% cash back on purchases at U.S. gas stations and select U.S. department stores

1% Cash Back

Earn 1% cash back on all other purchases

0% Introductory APR

0% APR on purchases and balance transfers for the first 12 months

Rates & Fees

  • Annual Fee$95
  • Annual Fee$95
  • Intro Purchase APR0% for 12 months
  • Intro Balance Transfer APR0% for
  • Regular APR14.99% to 25.99%
  • Use CasesShoppingTravelRestaurants
  • Regular Purchase APR14.99% to 25.99%
  • Regular Balance Transfer APR14.99% to 25.99%
  • Cash Advance APR27%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$5 or 3%
  • Foreign Transaction Fee2.70%

Recommended Credit Profile

Rewards Highlights

  • 6% Cash Back on Shopping and Groceries
  • 3% Cash Back on Travel
  • 1% Cash Back on Everything Else
  • 0% APR Balance Transfers and Purchases for 12 months

American Express Delta Blue Skymiles

American Express Delta Blue Skymiles
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

2x Miles

When used at restaurants, earn 2x miles per dollar

2x Miles

Earn 2 miles per dollar when used on Delta purchases

1x Miles

All other purchases earn 1x miles per dollar

20% Credit

Earn a 20% statement credit on all in-flight Delta purchases

Rates & Fees

  • Annual Fee$0
  • Annual Fee$0
  • Regular APR17.74% to 26.74%
  • Use CasesDeltaRestaurantsShopping
  • Regular Purchase APR17.74% to 26.74%
  • Regular Balance Transfer APR17.74% to 26.74%
  • Cash Advance APR27
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$5 or 3%
  • Foreign Transaction Fee2.70%

Recommended Credit Profile

Rewards Highlights

  • 2 Miles per eligible dollar when you eat out
  • 2 Miles per dollar when you purchase on Delta
  • 1 Mile per dollar for everything else
  • 20% Credit on inflight purchases

American Express Hilton Honors

American Express Hilton Honors
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

7x Points

Earn 7x Hilton Honors bonus points on qualifying purchases at Hilton properties

5x Points

Earn 5x Hilton Honors bonus points at U.S. restraurants, gas stations and supermarkets

3x Points

Earn 3x Hilton Honors points on all other eligible purchases

$0 Foreign Transaction Fee

No foreign transaction fees when using this card

Rates & Fees

  • Annual Fee$0
  • Annual Fee$0
  • Regular APR17.74% to 26.74%
  • Use CasesHiton HotelsRestaurantsTravel
  • Regular Purchase APR17.74% to 26.74%
  • Regular Balance Transfer APR17.74% to 26.74%
  • Cash Advance APR27.24%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$5 or 3%

Recommended Credit Profile

Rewards Highlights

  • 7x Hilton Honors points on purchases at Hilton properties
  • 5x Hilton Honors points at Restaurants and Groceries
  • 3x Hilton Honors points on everything else

American Express Starwood Preferred Guest

American Express Starwood Preferred Guest
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

6x Points

Earn 6 Starpoints on every dollar of elligible SPG and Marriott Rewards hotels

2x Points

Earn 2 starpoints per dollar spent on every eligible purchase

$0 Free Nights

Use Starpoints for free hotel nights at 11 Starwood hotel brands

$0 Free Internet

Free in-room premium internet access at SPG hotels

Rates & Fees

  • Annual Fee$95
  • Annual Fee$0
  • Regular APR17.74% to 26.74%
  • Use CasesSPG/Marriott HotelsTravelShopping
  • Regular Purchase APR17.74% to 26.74%
  • Regular Balance Transfer APR17.74% to 26.74%
  • Cash Advance APR27.24%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$5 or 3%

Recommended Credit Profile

Rewards Highlights

  • 6x Starpoints on purchases at SPG and Marriott locations
  • 2x Starpoints on everything else
  • Use Starpoints for free nights
  • Free in-room premium internet

American Express Gold Delta Skymiles

American Express Gold Delta Skymiles
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

2x Miles

When using your card to make purchases throught Delta, you earn 2x miles for every dollar spent

1x Miles

Earn 1x Delta SkyMiles for every dollar on every purchase using this Card

$0 Free Bag

One free checked bag when using this Card, saving up to $50 on a round-trip Delta flight

$0 Foreign Transaction Fee

No foreign transaction fees when using this card

Rates & Fees

  • Annual Fee$95
  • Annual Fee$0
  • Regular APR17.74% to 26.74%
  • Use CasesDeltaRestaurantsShopping
  • Regular Purchase APR17.74% to 26.74%
  • Regular Balance Transfer APR17.74% to 26.74%
  • Cash Advance APR27.24%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$5 or 3%

Recommended Credit Profile

Rewards Highlights

  • 2 Miles per dollar spent on Delta
  • 1 Mile for every other dollar spent with this card
  • 1 Free checked bag on a round trip flight

American Express Hilton Honors Ascend

American Express Hilton Honors Ascend
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

12x Points

Earn 12x HIlton Honors Bonus Points on purchases at participating Hilton properties

6x Points

Earn 6x Hilton Honors Bonus Points at eligible U.S. restaurants, gas stations and supermarkets

3x Points

Earn 3x Hilton Honors points on all other eligible purchases

$0 Hilton Honors Gold Status

Complementary Hilton Honors Gold status with your Hilton Hors Ascend Card. Spend $40,000 in a year and get Hilton Honors diamond status

Rates & Fees

  • Annual Fee$95
  • Regular APR17.74% to 26.74%
  • Use CasesHilton HotelsRestaurantsTravel
  • Regular Purchase APR17.74% to 26.74%
  • Regular Balance Transfer APR17.74% to 26.74%
  • Cash Advance APR27.24%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$5 or 3%

Recommended Credit Profile

Rewards Highlights

  • 12x Hilton Honors points on purchases at Hilton properties
  • 6x Hilton Honors points on purchases at Restaurants and Groceries
  • 3x Hilton Honors points on everything else
  • Hilton Honors Gold Status

American Express Platinum Delta SkyMiles

American Express Platinum Delta SkyMiles
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

2x Miles

When using your card to make purchases throught Delta, you earn 2x miles for every dollar spent

1x Miles

Earn 1x Delta SkyMiles for every dollar on every purchase using this Card

$0 Free Checked Bag

Check your first bag for free on Delta flights

$0 Foreign Transaction Fee

No foreign transaction fees when using this card

Rates & Fees

  • Annual Fee$195
  • Regular APR17.74% to 26.74%
  • Use CasesDeltaRestaurantsShopping
  • Regular Purchase APR17.74% to 26.74%
  • Regular Balance Transfer APR17.74% to 26.74%
  • Cash Advance APR27.24%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$5 or 3%

Recommended Credit Profile

Rewards Highlights

  • 2 Miles per dollar spent on Delta
  • 1 Mile for every other dollar spent with this card
  • Free checked bag on Delta Flights

American Express Delta Reserve

American Express Delta Reserve
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

2x Miles

Earn 2x Delta SkyMiles on every purchase made directly with Delta

1x Miles

Earn 1x Delta Skymiles for every dollar on purchases made with your card

$0 Delta Sky Club Access

Complementary Delta Sky Club access and a discounted rate of $29 per guest

15000 Bonus miles

Earn 15,000 Medallion Qualification Miles and 15,000 Bonus miles after you spend $30,000 on purchases

Rates & Fees

  • Annual Fee$450
  • Regular APR17.74% to 26.74%
  • Use CasesDeltaRestaurantsShopping
  • Regular Purchase APR17.74% to 26.74%
  • Regular Balance Transfer APR17.74% to 26.74%
  • Cash Advance APR27.24%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$5 or 3%

Recommended Credit Profile

Rewards Highlights

  • Free Access to Delta Sky Club lounges
  • 2x miles per dollar spent on Delta
  • 1x miles per dollar for everything else

American Express Hilton Honors Aspire

American Express Hilton Honors Aspire
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

14x Points

Earn 14x Hilton Honors Bonus Points on purchases at participating HIlton properties

7x Points

Earn 7x Hilton Honors Bonus Points on flights booked with AmexTravel.com, select car rental companies and U.S. restaurants

3x Points

On all remaining eligible purchases, earn 3x Hilton Honors Bonus Points

$0 Complimentary Diamond Status

The American Express Hilton Honors Aspire Card gives you complimentary Diamond Status with Hilton Hotels

Rates & Fees

  • Annual Fee$450
  • Regular APR17.74% to 26.74%
  • Use CasesHilton HotelsRestaurantsTravel
  • Regular Purchase APR17.74% to 26.74%
  • Regular Balance Transfer APR17.74% to 26.74%
  • Cash Advance APR27.24%
  • Balance Transfer Fee$5 or 3%
  • Cash Advance Fee$5 or 3%

Recommended Credit Profile

Rewards Highlights

  • 4x Hilton Honors points on purchases at Hilton properties
  • 7x Hilton Honors points on flights booked with AmexTravel
  • 3x Hilton Honors points on everything else
  • Complimentary Hilton Honors Diamond Status

American Express Business Platinum

American Express Business Platinum
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

5x Points

Earn 5x Membership Rewards Points on flights and prepaid hotels

1.5x Points

Earn 1.5 bonus points on eligible purchases over $5,000

1x Points

Earn 1 points for each dollar you spend on eligible purchases

50% Bonus Points

Get 50% more points on purchases of $5,000 or more and get 35% points back

Rates & Fees

  • Annual Fee$450
  • Regular APR20.24%
  • Use CasesAirlinesHotelsShopping
  • Regular Purchase APR20.24%
  • Regular Balance Transfer APR20.24%

Recommended Credit Profile

Rewards Highlights

  • 5x Membership Rewards Points on flights and hotels
  • 1.5x Membership Rewards Points on purchases over $5,000
  • 1x Membership Rewards Points on everything else

American Express Business Gold

American Express Business Gold
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(0 reviews)

Advertiser Disclosure

Rewards Rates:

3x Points

Earn 5x Membership Rewards Points from one of five categories

2x Points

Earn 2x on the remaining four categories

1x Points

Earn 1 points for each dollar you spend on other eligible purchases

$0 Foreign Transaction Fee

No foreign transaction fees when using this card

Rates & Fees

  • Annual Fee$295
  • Regular APR16.24% to 24.24%
  • Use CasesAirlinesHotelsShopping
  • Regular Purchase APR16.24% to 24.24%
  • Regular Balance Transfer APR16.24% to 24.24%

Recommended Credit Profile

Rewards Highlights

  • 5x Membership Rewards Points on a designated expense category
  • 2x Membership Rewards Points on the other categories
  • 1x Membership Rewards Points on everything else