Find The Best Credit Cards

Now you can compare cards side-by-side, plus get info about rewards, points, interest rates, and how to apply-all in one place.

Large purchases paid off over time with ZERO interest Enjoy Vacations, Renovations or any Large Purchases TODAY and have 12+ months to pay Choose what’s most important to you; 0% for 6-20 months or Cash back vs Miles Rewards Real opinions always: At Seek Capital, our goal is to provide content that helps you make informed financial decisions. All products featured here are from our partners. That said, our business relationships do not affect our evaluations. Opinions are of the writer alone.

Advertiser Disclosure 

*** U.S. Bank Business Cash Rewards World Elite™ MasterCard®

Rewards Rates:
3%Cash Back

On Eligible Gas Station, Office Supply And Cell Phone/Service Provider

0%Introductory APR

0% Introductory APR For First 15 Billing Cycles

25%Annual Bonus

Base On Your Prior Year's Cash Rewards, Up to $250

$0Annual Fee

No Annual Fee With This Card

If I Make Purchases,
My Intro Rate will be
N/A
If I Balance Transfer,
My Intro Rate will be
0% Interest for 15 Months
When I Spend Money,
I Earn
N/A
Annual Fee
$0
Annual Fee $0
Intro Purchase APR N/A
Intro Balance Transfer APR 0% Interest for 15 Months
Regular APR 14.24% to 25.24%
Great for Travel, Shopping, Restaurants
Regular Purchase APR 14.24% to 25.24%
Regular Balance Transfer APR 14.24% to 25.24%
Cash Advance APR N/A
Balance Transfer Fee $14.24 or 25.24%
Cash Advance Fee N/A
Foreign Transaction Fee 3%

Recommended credit score to apply for this card:

Excellent (750-799)

Blue Business Cash Card from American Express®

Rewards Rates:
2xPoints

On All Eligible Purchases On Up To $50,000 Per Calendar Year

1xCash Back

On Purchases Thereafter

$0Annual Fee

No Annual Fee

FreeWarranty

Extended Warranty For All The Purchases For Additional 2 Years

If I Make Purchases,
My Intro Rate will be
0% Interest for 12 Months
If I Balance Transfer,
My Intro Rate will be
N/A
When I Spend Money,
I Earn
1x points
Annual Fee
$0
Annual Fee $0
Intro Purchase APR 0% Interest for 12 Months
Intro Balance Transfer APR N/A
Regular APR 13.24% to 19.24%
Great for Airlines, Hotels, Shopping
Regular Purchase APR 13.24% to 19.24%
Regular Balance Transfer APR 13.24% to 19.24%
Cash Advance APR N/A
Balance Transfer Fee $5 or 3%
Cash Advance Fee N/A
Foreign Transaction Fee 2.70%

Recommended credit score to apply for this card:

Very Good (720-749)

*** Blue Cash Everyday ® Card from American Express

Rewards Rates:
2%Cash back

Earn 2% Cash Back On Purchases At U.S. Gas Stations And Select Department Stores

1%Cash back

Earn 1% Cash Back On All Other Purchases

$0Annual Fee

No Annual Fee For The American Express Blue Cash Everday Card

3%Cash Back

Earn 3% Cash Back On Grocery Purchases Up To $6,000

If I Make Purchases,
My Intro Rate will be
0% Interest for 15 Months
If I Balance Transfer,
My Intro Rate will be
0% Interest for 15 Months
When I Spend Money,
I Earn
3% Cash Back
Annual Fee
$0
Annual Fee $0
Intro Purchase APR 0% Interest for 15 Months
Intro Balance Transfer APR 0% Interest for 15 Months
Regular APR 14.74% to 25.74%
Great for Supermarkets, Gas Stations, Travel
Regular Purchase APR 14.74% to 25.74%
Regular Balance Transfer APR 14.74% to 25.74%
Cash Advance APR N/A
Balance Transfer Fee $14.74 or 25.74%
Cash Advance Fee $5 or 3%
Foreign Transaction Fee 2.70%

Recommended credit score to apply for this card:

Good (680-719)

*** Ink Business Preferred(SM) Credit Card

Rewards Rates:
3xPoints

Earn 3 points per $1 on the first $150,000 spent in combined, business operation related purchases each year

1xPoints

Earn 1 point for every dollar spent on other purchases

25%More Points

Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards

$0Foreign Transaction Fee

No foreign transaction fees when using this card

If I Make Purchases,
My Intro Rate will be
N/A
If I Balance Transfer,
My Intro Rate will be
N/A
When I Spend Money,
I Earn
3x points
Annual Fee
$95
Annual Fee $95
Intro Purchase APR N/A
Intro Balance Transfer APR N/A
Regular APR 17.99% to 22.99%
Great for Travel, Utilities, Advertising
Regular Purchase APR 17.99% to 22.99%
Regular Balance Transfer APR 17.99% to 22.99%
Cash Advance APR 26.99%
Balance Transfer Fee $5 or 5%
Cash Advance Fee $10 or 5%
Foreign Transaction Fee 0%

Recommended credit score to apply for this card:

Excellent (750-799)

*** British Airways Visa Signature® Card

Rewards Rates:
3xAvios

Earn 3 Avios for every dollar spent on British Airways purchases.

1xAvios

Earn 1 Avios for every $1 spent on all other purchases.

$3kLost Luggage Reimbursment

Lost or damaged luggage is covered covered up to $3,000 per passenger

$0Foreign Transaction Fee

No foreign transaction fees when using this card

If I Make Purchases,
My Intro Rate will be
N/A
If I Balance Transfer,
My Intro Rate will be
N/A
When I Spend Money,
I Earn
3x Avios
Annual Fee
$95
Annual Fee $95
Intro Purchase APR N/A
Intro Balance Transfer APR N/A
Regular APR 17.99% to 24.99%
Great for British Airways, Dining, Hotels
Regular Purchase APR 17.99% to 24.99%
Regular Balance Transfer APR 17.99% to 24.99%
Cash Advance APR 26.99%
Balance Transfer Fee $5 or 5%
Cash Advance Fee $10 or 5%
Foreign Transaction Fee 0%

Recommended credit score to apply for this card:

Very Good (720-749)

*** Southwest Airlines Rapid Rewards® Premier Credit Card

Rewards Rates:
2xPoints on Southwest Purchases

Earn 2 Points For Every Dollar You Spend On Southwest Airlines Purchases

1xPoints on Everything

Earn 1 Points Per Dollar On Every Other Eligible Dollar Spent

6kPoints on Your Anniversary

Receive 6,000 Bonus Points Every Cardmember Anniversary

$0Checked Bag

Pay Nothing For The First Two Checked Bags On Southwest Airline Flights

If I Make Purchases,
My Intro Rate will be
N/A
If I Balance Transfer,
My Intro Rate will be
N/A
When I Spend Money,
I Earn
2x points
Annual Fee
$99
Annual Fee $99
Intro Purchase APR N/A
Intro Balance Transfer APR N/A
Regular APR 17.99% to 24.99%
Great for Southwest Airlines, Dining, Travel
Regular Purchase APR 17.99% to 24.99%
Regular Balance Transfer APR 17.99% to 24.99%
Cash Advance APR 26.99%
Balance Transfer Fee $5 or 5%
Cash Advance Fee $10 or 5%
Foreign Transaction Fee 0%

Recommended credit score to apply for this card:

Very Good (720-749)

*** Southwest Airlines Rapid Rewards® Plus Credit Card

Rewards Rates:
2xPoints on Southwest Purchases

Earn 2 Points For Every Dollar You Spend On Southwest Airlines Purchases

1xPoints on Everything

Earn 1 Points Per Dollar On Every Other Eligible Dollar Spent

3kPoints on Your Anniversary

Receive 3,000 Bonus Points Every Cardmember Anniversary

$0Checked Bag

Pay Nothing For The First Two Checked Bags On Southwest Airline Flights

If I Make Purchases,
My Intro Rate will be
N/A
If I Balance Transfer,
My Intro Rate will be
N/A
When I Spend Money,
I Earn
2x points
Annual Fee
$69
Annual Fee $69
Intro Purchase APR N/A
Intro Balance Transfer APR N/A
Regular APR 17.99% to 24.99%
Great for Southwest Airlines, Dining, Travel
Regular Purchase APR 17.99% to 24.99%
Regular Balance Transfer APR 17.99% to 24.99%
Cash Advance APR 26.99%
Balance Transfer Fee $5 or 5%
Cash Advance Fee $10 or 5%
Foreign Transaction Fee 3%

Recommended credit score to apply for this card:

Very Good (720-749)

*** Chase Sapphire Preferred® Card

Rewards Rates:
2xPoints on Travel and Dining

Earn 2x Points On Travel And Dining At Restaurants

1xPoints on Everything

Earn 1 Points Per Dollar On Every Other Eligible Dollar Spent

25%More Points

Points Are Worth 25% More When You Redeem For Travel Through Chase Ultimate Rewards®

5kBonus Points

Earn 5,000 Bonus Points After You Add The First Authorized User And Make A Purchase In The First 3 Months From Account Opening

If I Make Purchases,
My Intro Rate will be
N/A
If I Balance Transfer,
My Intro Rate will be
N/A
When I Spend Money,
I Earn
2x points
Annual Fee
$95
Annual Fee $95
Intro Purchase APR N/A
Intro Balance Transfer APR N/A
Regular APR 17.99% to 24.99%
Great for Shopping, Dining, Travel
Regular Purchase APR 17.99% to 24.99%
Regular Balance Transfer APR 17.99% to 24.99%
Cash Advance APR 26.99
Balance Transfer Fee $5 or 5%
Cash Advance Fee $10 or 5%
Foreign Transaction Fee 0%

Recommended credit score to apply for this card:

Very Good (720-749)

*** Chase Freedom Unlimited (SM)

Rewards Rates:
1.5%Cash Back on Everything

Earn 1.5% cash back on every purchase

0%Introductory APR

0% intro APR for 15 months on purchases and balance transfers from account opening

$0Annual fee

No annual fee for the Chase Freedom Unlimited card

$150Cash Bonus

Earn $150 cash bonus after you make $500 on purchases in your first 3 months

If I Make Purchases,
My Intro Rate will be
0% for 15 months
If I Balance Transfer,
My Intro Rate will be
0% for 15 months
When I Spend Money,
I Earn
1.5% Cash Back
Annual Fee
$0
Annual Fee $0
Intro Purchase APR 0% for 15 months
Intro Balance Transfer APR 0% for 15 months
Regular APR 16.99% to 25.74%
Great for Shopping, Dining, Travel
Regular Purchase APR 16.99% to 25.74%
Regular Balance Transfer APR 16.99% to 25.74%
Cash Advance APR 26.99%
Balance Transfer Fee $5 or 3%
Cash Advance Fee $10 or 5%
Foreign Transaction Fee 3%

Recommended credit score to apply for this card:

Good (680-719)

*** Capital One® Quicksilver® Cash Rewards Credit Card

Rewards Rates:
1.5%Cash Back

Earn 1.5% Cash Back On All Purchases, Every Day

$0Extended Warranty

Free Additional Extended Warranty Protecetion On Items Purchased With This Card

$0Annual Fee

No Annual Fee For The Capital One Quicksilver Card

$0Foreign Transaction Fee

No Foreign Transaction Fees When Using This Card

If I Make Purchases,
My Intro Rate will be
0% Interest for 15 months
If I Balance Transfer,
My Intro Rate will be
0% Interest for 15 months
When I Spend Money,
I Earn
1.5% Cash Back
Annual Fee
$0
Annual Fee $0
Intro Purchase APR 0% Interest for 15 months
Intro Balance Transfer APR 0% Interest for 15 months
Regular APR 16.74% to 24.74%
Great for Shopping, Dining, Travel
Regular Purchase APR 16.74% to 24.74%
Regular Balance Transfer APR 16.74% to 24.74%
Cash Advance APR 24.74%
Balance Transfer Fee $0 or 3%
Cash Advance Fee $10 or 3%
Foreign Transaction Fee 0%

Recommended credit score to apply for this card:

Very Good (720-749)

Top Rated Credit Cards

It’s easy to get lost searching for the best credit card. But at the end of the day, the true ‘best credit card’ will always depend on the person. That’s because everybody’s needs are different – some people want low-interest rates on their credit cards while others are interested in earning the most travel rewards or cashback on their purchases. So how do you find the best credit card for you? You have to decide what you’re looking for in a credit card.

 

Your spending and saving habits will play a huge role in what the best credit card for you will be. If you typically carry a balance on your credit card, then you’ll want to look for a card that comes with low interest rates. But be warned – carrying a balance from month to month on a credit card can become very expensive and if you’re not careful, you can dig yourself into a hole of debt that is difficult to get out of. The best practice for using a credit card is to pay the balance off in full each month.

 

The main features you’ll want to pay attention to when looking for a low-interest card are the interest rates associate with the card. The interest rates, otherwise known as the ‘APR’ ( Annual Percentage Yield) should be as low as possible in order to save the most money. Many cards come with introductory interest rates of 0% for a number of months – sometimes as long as 21 months! These intro APRs can be very helpful for paying down your debt faster. But be careful not to get sucked in by the attractive intro APRs and not pay attention to the ongoing APRs. After the intro period is up, you’ll typically pay between 14-22% on your remaining balance each month. Having an APR on the lower end of this spectrum can save you a lot of money. A few of our favorites for low-interest credit cards include the Citi® Diamond Preferred® Card and the BankAmericard® credit card.

 

For consumers who consistently pay their balance off in full each month, low interest rates are less of a necessity on their credit cards. Instead, these consumers should focus on earning rewards for their purchases. Credit card rewards come in many different forms and the options are seemingly endless. For the simplest rewards structure, go with a flat-rate cash-back card – there are many cards that offer 1-2% cashback on every purchase, no matter what you use your card for. The Capital One Quicksilver Cash Rewards Credit Card is a great choice for flat-rate cash rewards. Cards like these will help ensure you earn a solid rewards rate without putting too much thought into your credit card rewards. Alternatively, some cash back cards like the Bank of America® Cash Rewards credit card come with special bonus categories where you earn more cashback for certain purchases like groceries or gas.

 

If you would rather earn travel rewards with your credit card, there are many options available to help turn your everyday purchases into your next vacation. Some travel credit cards are specifically associated with one airline or hotel, while others allow you to earn and redeem rewards towards any travel purchase. Both options have their pros and cons, but it ultimately boils down to how much flexibility you want versus how much you value extra perks. Either way, you’ll want to look for a card that offers the most rewards on every spending, and you should also pay attention to secondary perks like sign-up bonuses and travel credits. The Capital One Venture Rewards Credit Card and Bank of America® Travel Rewards credit card are two great options to consider for Travel Rewards.

 

As you can see, selecting the best credit card is not as simple as it sounds. But with the right information, it’s easy to determine which card is best for your situation. Take a look at the cards listed above – these are some of the best offers available in a wide range of categories. Find one that works for you and apply securely online today!

Ready To Take Your Business Further?

Apply today and discover what your business can become.