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business finance

9 Tips for Building a Better Business Budget

How to Apply for a Credit Card — And Get Approved

8 Signs It’s Time to Get a New Credit Card

Secured vs Unsecured Loan: What’s the Difference?

In this guide, we’ll break down the differences between secured and unsecured loans in detail so you know which to request from your chosen lending institution.

What Is UCC Filing and How It Affects Your Credit

Lenders will file UCC liens when they offer a loan to a business owner or organization. These UCC filings then show up on borrowers’ credit reports, leading to a lot of confusion and worry. This guide breaks down what UCC filing is and how it affects credit.

What is Defaulting on a Loan and How Does it Work?

Almost everyone will take out at least one loan in their life, and most business owners have to take out at least one business loan to pay for property purchases, equipment, and more.

What is a Stakeholder in Business?

A stakeholder is any party that has an interest in a company or organization that either will affect or can be affected by that organization

How a Revolving Line of Credit Works

Revolving Credit is a type of credit that you can continue to take out over and over without having to reapply for that line of credit more than once

What is a Hard Pull and How Does it Affect Your Credit Score

Chances are, you’re going to open a line of credit at some point. As common as credit cards and loans are, many people don’t understand the terms, mainly if their credit history is new. One of these terms is “hard pull,” also known as a hard inquiry.

Debt Service Coverage Ratio: What Is It and How To Calculate It

No matter where you’re starting from, debt can make or break the financial situation of both individuals and businesses.

9 Tips for Building a Better Business Budget

How to Apply for a Credit Card — And Get Approved

8 Signs It’s Time to Get a New Credit Card

Secured vs Unsecured Loan: What’s the Difference?

In this guide, we’ll break down the differences between secured and unsecured loans in detail so you know which to request from your chosen lending institution.

What Is UCC Filing and How It Affects Your Credit

Lenders will file UCC liens when they offer a loan to a business owner or organization. These UCC filings then show up on borrowers’ credit reports, leading to a lot of confusion and worry. This guide breaks down what UCC filing is and how it affects credit.

What is Defaulting on a Loan and How Does it Work?

Almost everyone will take out at least one loan in their life, and most business owners have to take out at least one business loan to pay for property purchases, equipment, and more.

What is a Stakeholder in Business?

A stakeholder is any party that has an interest in a company or organization that either will affect or can be affected by that organization

How a Revolving Line of Credit Works

Revolving Credit is a type of credit that you can continue to take out over and over without having to reapply for that line of credit more than once

What is a Hard Pull and How Does it Affect Your Credit Score

Chances are, you’re going to open a line of credit at some point. As common as credit cards and loans are, many people don’t understand the terms, mainly if their credit history is new. One of these terms is “hard pull,” also known as a hard inquiry.

Debt Service Coverage Ratio: What Is It and How To Calculate It

No matter where you’re starting from, debt can make or break the financial situation of both individuals and businesses.
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