You’re married — or perhaps just in it for the long-haul with your partner — so you need to manage your finances together, which includes your credit cards. In most cases, banks no longer issue joint accounts to customers. However, they may allow you to select an authorized user or serve as a co-signer, which […]
If you’re an entrepreneur getting your business off the ground, you might hear the term D-U-N-S Number mentioned. This number comes from Dun & Bradstreet — another name you might hear as well — which is a company that provides commercial data, analytics and insights for businesses. If you don’t recognize either of these terms, […]
Taxes can feel intimidating, even if your tax return is fairly straightforward. One common source of confusion comes from the various names for tax from the Internal Revenue Service (IRS) such as I-9, W-2, W-4, 1099 and so on. If you’ve worked as an employee at a company, or have been employed people yourself, then […]
America’s gig economy has exploded in the last 10 years, due in large part to today’s technology making it easier than ever to hire yourself out as an independent contractor or freelancer. Side hustles can provide a useful stream of secondary income but can offer people a better work-life balance. And, according to Statista, job […]
The majority of US citizens have at least one credit card, and many people have at least two or three. Credit cards can help you make purchases and build up a positive credit history with nearly a month to pay them before interest kicks in. When credit cards are used responsibly, they’re an invaluable financial […]
As a business owner, it is of the utmost importance that you have a basic understanding of how to classify people who work for you. More specifically, you need to know the difference between workers that are your employees or ones that are independent contractors. Even if you have a payroll service or accountant that […]
A business plan is more than just a document to impress potential investors, it’s the basis of a real strategic plan that ensures you’ve gathered all the information you need to start your business. Your business plan will guide your actions and provides you with goals and milestones so that you can track how you’re […]
LOS ANGELES, CA February 2020 — Seek Business Capital, a consulting firm that provides advisory services and funding procurement to small business owners across the U.S., has launched a new business line of credit platform. In recent months Seek Capital has expanded its offerings to help its clientele, existing and future. Getting funding is a […]
Back in the day, when you wanted to find out your credit score, you had options that didn’t trigger what’s called a “hard inquiry.” A hard inquiry of your credit can cause your credit score to drop, so checking it was always something done cautiously. Nowadays, new and online resources can allow people to find […]
You’ve realized that you want to be an entrepreneur, but you’re not sure how to start a business. This is a common situation for all types of entrepreneurs, so you’re not alone. There are a lot of steps you’ll need to take in order to get your new business off the ground. Many of them […]
