What is a Hard Pull and How Does it Affect Your Credit Score
Ben Latif
July 19, 2021
Reading Time: 6 minutes
Chances are, you’re going to open a line of credit at some point. As common as credit cards and loans are, many people don’t understand the terms, mainly if their credit history is new. One of these terms is “hard pull,” also known as a hard inquiry.
When applying for loans or credit of any kind, a few terms are thrown around frequently. One of these terms is APR, or annual percentage right. When applying to borrow money from any institution, you can be sure that the term APR is going to be used.
Understanding Hard Inquiries on Your Credit Report
Roy Ferman
June 24, 2021
Reading Time: 6 minutes
Essentially, a hard inquiry is when a lender requests a full credit report as a part of your credit or loan application process. These inquiries help credit lenders determine the risk you pose as a borrower.
Businesses need additional funding from time-to-time, but it may be difficult to qualify for a business loan if you haven’t established good credit history. A good option is taking out a secured business credit card.
What Is Credit and Should I Freeze Mine? Pros and Cons Explained
Roy Ferman
March 21, 2021
Reading Time: 5 minutes
Keeping your credit and personal information safe is extremely important. You should take advantage of credit monitoring services that provide access to your credit report on a regular basis.
What Is the Lowest Credit Score? What Can You Do With It?
Ben Latif
February 2, 2021
Reading Time: 5 minutes
Credit scores give lenders the ability to evaluate your spending habits so they can tell whether they want to do business with you. So, what is the lowest credit score and what can you do with it?
What is a Hard Pull and How Does it Affect Your Credit Score
Ben Latif
July 19, 2021
Reading Time: 6 minutes
Chances are, you’re going to open a line of credit at some point. As common as credit cards and loans are, many people don’t understand the terms, mainly if their credit history is new. One of these terms is “hard pull,” also known as a hard inquiry.
When applying for loans or credit of any kind, a few terms are thrown around frequently. One of these terms is APR, or annual percentage right. When applying to borrow money from any institution, you can be sure that the term APR is going to be used.
Understanding Hard Inquiries on Your Credit Report
Roy Ferman
June 24, 2021
Reading Time: 6 minutes
Essentially, a hard inquiry is when a lender requests a full credit report as a part of your credit or loan application process. These inquiries help credit lenders determine the risk you pose as a borrower.
Businesses need additional funding from time-to-time, but it may be difficult to qualify for a business loan if you haven’t established good credit history. A good option is taking out a secured business credit card.
What Is Credit and Should I Freeze Mine? Pros and Cons Explained
Roy Ferman
March 21, 2021
Reading Time: 5 minutes
Keeping your credit and personal information safe is extremely important. You should take advantage of credit monitoring services that provide access to your credit report on a regular basis.
What Is the Lowest Credit Score? What Can You Do With It?
Ben Latif
February 2, 2021
Reading Time: 5 minutes
Credit scores give lenders the ability to evaluate your spending habits so they can tell whether they want to do business with you. So, what is the lowest credit score and what can you do with it?