Credit Score

Both your personal and business credit scores can make all the difference when you need a loan, credit card or line of credit.

Did you know you have multiple personal credit scores? You’re probably already familiar with your FICO credit, but you also have additional scores via the various credit bureaus: Experian, TransUnion and Equifax and each credit score model varies slightly.

Additionally, your business has its own credit score from multiple credit bureaus, which is determined based on entirely different criteria. The most common business credit score is your Dun & Bradstreet Rating, but other familiar names like Experian also offer business credit.

Separating your personal and business credit is critical as you don’t want your personal financial mishaps to impact your business and vice versa.

Building credit can take time, so the sooner you start taking action, the sooner your score will rise.

Learn how to establish, improve, maintain and understand your credit scores with the articles you’ll find here. 

What Is the Lowest Credit Score? What Can You Do With It?

Credit scores give lenders the ability to evaluate your spending habits so they can tell whether they want to do business with you. The most widely used credit scoring model, the FICO Score, consists of a range that is capped... Read More

Equifax Business Credit Reports Explained

Just like you have multiple personal credit scores, your business has multiple business credit scores. You may already be familiar with Equifax — it’s one of the primary credit bureaus that report personal credit. But Equifax also offers business credit... Read More

How Long Does It Take to Build Credit?

Whether you have bad credit or no credit at all, you might wonder: how long does it take to build good credit? The answer is that it takes patience and discipline. Of course, there is more to this, but patience... Read More

Need a Loan ASAP? 9 Tips to Raise Your Credit Score to Get Approved

Being rejected for a business loan isn’t just embarrassing — it can make starting, expanding  or maintaining a small business that much more difficult. Although any number of factors, like insufficient collateral or business credit history, might cause your application... Read More

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