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How Credit Cards Work

The majority of US citizens have at least one credit card, and most people have at least two or three. Credit cards can help you build up a positive credit history and make large (or small) purchases ...

How to Apply for a Credit Card

These days, having a credit card on hand is almost essential. This is especially true if you plan to shop online or wish to make larger purchases. If you’re new to credit cards, you may be wonde...

Credit Cards 101

Since you are reading this site it is a good assumption that you want to know how to use credit cards responsibly and how credit cards can help build your credit. Credit cards are one of the most impo...

Couples Credit Card Management

You’re married, so you need to manage your finances together. This is particularly true with regards to your credit cards. In most cases, banks no longer issue joint accounts to customers. Howev...

Credit Score Ranges Explained

So you’ve heard of credit scores, what does it really mean? What is good credit versus bad credit? What does it mean if your score is fair? If you want to know exactly what each credit range act...

10 Facts About 0% APR Cards

Credit cards that have a 0% introductory APR offer are a powerful financial management tool — if you know how to use them. They can help you square away debt in record time or finance a large purcha...