Credit Cards

When used responsibly, credit cards are an incredibly powerful financial tool — both for personal and business use. But credit cards can also be complicated and confusing so it’s important to educate yourself on the ins and outs of how they really work. 

Before you get a credit card, it is important you understand how credit cards work. From interest to APR, grace periods and balance transfers, credit cards are more complex than they first appear.

Learn more with the resources you’ll find here including articles on how credit card interest works, how to use a balance transfer to pay down debt and how many credit cards you should really have

Plus, check out our rankings of the best credit cards in the categories that matter to you, such as:

Check out which credit cards topped our rankings so you can find the one that best suits your needs.

How to Accept Credit Card Payments | Business 101

Every modern consumer understands the convenience and importance of credit cards. Just about every major retail chain has to accept them as a form of payment if they want to grow their customer base. In fact, there are only so... Read More

Can You Buy a Money Order with a Credit Card?

For most daily financial transactions, direct electronic bank transfers, written checks, and cash transactions dominate the field. That's because these methods are pretty direct and quick, but they're far from secure. Money orders offer a much more secure alternative compared... Read More

How to Get Longer Balance Transfer Periods 

A balance transfer credit card is one that comes with a low introductory annual percentage rate or 0% APR, which you may qualify for depending on your credit. This introductory APR is, of course, limited to a certain period of... Read More

How to Use a Balance Transfer Credit Card to Get Out of Debt 

The average American has $6,194 in credit card debt, according to Experian. If you, like many Americans, are paying the standard purchase rate on your debt — often near 18% — it will take considerable time to pay it off. For example,... Read More

Best Startup Loans of 2020 - Get Between $5,000 and $500,000

How much money does your business need?
8 Signs It’s Time to Get a New Credit Card

Choosing the wrong credit card can cost you money. You might not read the fine print before you use it and get hit for unanticipated charges. You might not have appreciated how much your credit card APR matters as you... Read More

Line of Credit vs. Credit Card: What’s the Difference?

A line of credit and a credit card are both forms of a loan: You borrow money from a lender or credit card issuer and then repay the balance plus interest. However, both lines of credit and credit cards are... Read More

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