Credit Cards

When used responsibly, credit cards are an incredibly powerful financial tool — both for personal and business use. But credit cards can also be complicated and confusing so it’s important to educate yourself on the ins and outs of how they really work. Learn more with the resources you’ll find here. 

How to Use a Balance Transfer Credit Card to Get Out of Debt 

The average American has $6,194 in credit card debt, according to Experian. If you, like many Americans, are paying the standard purchase rate on your debt — often near 18% — it will take considerable time to pay it off. For example,... Read More
8 Signs It’s Time to Get a New Credit Card

Choosing the wrong credit card can cost you money. You might not read the fine print before you use it and get hit for unanticipated charges. You might not have appreciated how much your credit card APR matters as you... Read More

Line of Credit vs. Credit Card: What’s the Difference?

A line of credit and a credit card are both forms of a loan: You borrow money from a lender or credit card issuer and then repay the balance plus interest. However, both lines of credit and credit cards are... Read More

Are Credit Union Credit Cards Any Good?

Credit unions are a popular alternative to using traditional banks for financial needs. In recent years, however, the growth of online banks and lenders has increased competition, cutting into the credit union’s market. Even so, for many Americans, credit unions... Read More

10 Things You Should Know About 0% APR Credit Cards

Credit cards that have a 0% introductory annual percentage rate (APR) offer are powerful financial management tools — if you know how to use them. They can help you pay down debt in record time or finance a large purchase... Read More

Best Startup Loans of 2020 - Get Between $5,000 and $500,000

How much money does your business need?
How Many Credit Cards Should I Have? 

Whether you’re an individual interested in personal credit cards or an entrepreneur in need of a business credit card, you should consider whether one credit card will be enough for your lifestyle and needs. With the fear of debt from... Read More

How Couples Can Manage a Joint Credit Card

You're married — or perhaps just in it for the long-haul with your partner — so you need to manage your finances together, which includes your credit cards. In most cases, banks no longer issue joint accounts to customers. However,... Read More

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