U.S. Bank Business Platinum
U.S. Bank Business Platinum
4.2 / 5

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Welcome Offer

0% intro APR for 18 billing cycles

Enjoy a special 0% introductory APR on purchases and balance transfers for 18 billing cycles
Introductory APR

0% introductory APR for 18 billing cycles

Balance Transfers

0% Intro APR on balance transfers made within the first 18 months

Free TransUnion Credit Report

Free TransUnion credit score information

Cell Phone Protection

Coverage for your cellphone when you pay your monthly cellular bill with your US Bank Platinum Card

    If you’re looking for the best savings on credit card interest payments and a card that provides excellent interest rates and a flexible payment schedule, the U.S. Bank Visa Platinum card could very well be the choice for you. It offers one of the biggest 0 percent APR offers on the market, giving you a break on interest rates for a full 18 billing periods — a great opportunity to transfer outstanding balances from other cards and save money. It provides up to $600 worth of cell phone protection and a range of other enticing benefits which we break down below. 

    The U.S Bank Business Platinum card an introductory 0% APR on purchases and balance transfers for the first 18 billing cycles. This could be a good choice for business owners who want to pay off large purchases or balances without interest charges overtime at their own pace with this credit card company’s low annual percentage rates (APR).

    Are you looking for funding to launch or start a new business?

    Since 2015, we have funded over $200 Million for businesses across the United States

    Recommended credit score to apply for this card:

    Excellent (750-799)


    • No Annual Fee

    • 0% Introductory APR on Purchases for 18 billing cycles

    • 0% Introductory APR on Balance Transfers for 18 Months


    • Limited Rewards

    Annual Fee $0
    Intro Purchase APR 0% Interest for First 18 Billing Cycles
    Intro Balance Transfer APR 0% Interest for First 18 Billing Cycles
    Regular APR 11.99% to 20.99%
    Great for Shopping, Restaurants, Gas
    Regular Purchase APR 11.99% to 20.99%
    Regular Balance Transfer APR 11.99% to 20.99%
    Cash Advance APR 25.99%
    Balance Transfer Fee $5 or 3%
    Cash Advance Fee $10 or 5%
    Foreign Transaction Fee 3%