Bank of America Premium Rewards
Bank of America Premium Rewards
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Welcome Offer

Earn 50,000 online bonus points

a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening

Earn 2x Points On Every Dollar Spent On Travel And Dining


Earn 1.5 Points On All Other Purchases

Travel statement credits

Earn Up To $100 Airline Incidental Statement Credit For Qualifying Travel Purchases And $100 Airport Security Statement Credit Towards Airport Security Benefits

Foreign Transaction Fee

No Foreign Transaction Fees When Using This Card

    The Bank of America Premium Rewards is an amazing credit card for Travel, Gas, and Groceries. When you sign up for this credit card, you get 50,000 Points as a welcome offer with an annual fee of $95. The foreign transaction fee on the Bank of America Premium Rewards is N/A. In order to get approved for this credit card, you should have a good-excellent credit rating.


    The Bank of America Premium Rewards is also amazing for having for Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening, Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases, If you’re a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase, No limit to the points you can earn and your points don’t expire, Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center, Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections, No Foreign Transaction Fees and Low $95 annual fee.

    If you need a credit card that gives you tons of points, perks, and protections, the Bank of America Premium Rewards card should be at the top of your list. Bank of America has been one of the most respected financial institutions for decades, and it’s the second-largest bank in the country, with more than $2 trillion in total assets and more than 24 million clients. The Premium Rewards card is one of the most popular and prestigious cards Bank of America offers, and with good reason. It has a killer sign-up bonus, easy-to-earn points, and high-level perks — and that’s just for starters.

    Are you looking for funding to launch or start a new business?

    Since 2015, we have funded over $200 Million for businesses across the United States

    Recommended credit score to apply for this card:

    Excellent (750-799)


    • 2x Points on travel and dining purchases

    • 1.5x Points on everything else

    • $200 in various travel credits


    • No Lounge Access

    Annual Fee $95
    Intro Purchase APR N/A
    Intro Balance Transfer APR N/A
    Regular APR 17.49% to 24.49%
    Great for Travel, Gas, Grocery
    Regular Purchase APR 17.49% to 24.49%
    Regular Balance Transfer APR 17.49% to 24.49%
    Cash Advance APR 20.49% to 26.49%
    Balance Transfer Fee $10 or 3%
    Cash Advance Fee $10 or 3%
    Foreign Transaction Fee 0%