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American Express Everyday Preferred
American Express Everyday Preferred
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Welcome Offer

Earn 15,000 Membership Rewards Points

Earn 15,000 Membership Rewards Points after you make $1,000 on purchases in your first 3 months

3x
Points at US Supermarkets

3x points per dollar spent on up to $6,000 per year in purchases.

2x
Points at US Gas Stations

1x points for every eligible dollar you spend

1x
Points on other purchases

Points on other purchases

50%
Extra Points

Use your Card 30 times or more in a billing period to earn 50% extra points on those purchases

    As a new cardholder, you can earn 15,000 Membership Rewards points after spending $1 in purchases during your first three months.

    There are many ways to use these rewards: 2x at U.S supermarkets & gas stations; 1 Point per dollar spent on all other purchases made with this account including travel through American Express Travel

     

    The Amex Everyday Preferred has many benefits, but it’s not the best card to get for this annual fee level. That being said there are still some standard American Express perks like Pay It Plan It and ShopRunner membership (which is required).

    The Amex Everyday Preferred credit card and its 50 percent extra points perk make it a competitive option if you take frequent trips to the supermarket or gas station. Use your Card 30 times in one billing period, and earn double on those purchases minus returns/credits!

    Are you looking for funding to launch or start a new business?

    Since 2015, we have funded over $200 Million for businesses across the United States

    Recommended credit score to apply for this card:

    Very Good (720-749)

    Pros

    • 3x points per dollar spent at supermarkets

    • 2x points per dollar spent at gas stations

    • 1x points per dollar on all other purchases

    • 50% extra points after 30 uses in a billing period

    Cons

      Annual Fee $95
      Intro Purchase APR 0% Interest for 12 Months
      Intro Balance Transfer APR N/A
      Regular APR 12.99% to 22.99%
      Great for Shopping, Gas Stations, Restaurants
      Regular Purchase APR 12.99% to 22.99%
      Regular Balance Transfer APR 12.99% to 22.99%
      Cash Advance APR N/A
      Balance Transfer Fee $5 or 3%
      Cash Advance Fee $5 or 3%
      Foreign Transaction Fee 2.70%