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American Express Business Gold
American Express Business Gold
4.3 / 5
4.3/5

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Welcome Offer

70,000 Membership Rewards® Points

Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with your Card in the first 3 months
4x
Points

Earn 4x Membership Rewards Points On 2 Categories

Free
Warranty

Extended Warranty For All The Purchases For Additional 2 Years

1x
Points

Earn 1x Points For Each Dollar You Spend On Other Eligible Purchases

$0
Foreign Transaction Fee

No Foreign Transaction Fees When Using This Card

    The American Express® Business Gold Card is an amazing credit card for Airlines, Hotels, and Shopping. When you sign up for this credit card, you get $35,000 as a welcome offer with an annual fee of $295. The foreign transaction fee on the American Express® Business Gold Card is zero. In order to get approved for this credit card, you should have a very good-excellent credit rating.

     

    Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

     

    MORE REWARDS: Get 4x Membership Rewards® points on the 2 select categories where your business spent the most each month**

     

    **4x points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*

     

    AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*

     

    PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.*

     

    Access to the Working Capital Terms program: get additional funding beyond what you can spend on Business Gold with this flexible funding solution designed to pay U.S. based vendor invoices directly when cards are not accepted.*

     

    *Terms Apply.

    Backed by the power and prestige of American Express, the Business Gold card is a great business financial tool that can really help take your business to the next level.

    Are you looking for funding to launch or start a new business?

    Since 2015, we have funded over $200 Million for businesses across the United States

    Recommended credit score to apply for this card:

    Very Good (720-749)

    Pros

    • AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*

    • PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.*

    • Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month**

    Cons

    • High Annual Fee

    Annual Fee $295
    Intro Purchase APR N/A
    Intro Balance Transfer APR N/A
    Regular APR 14.24% to 22.24%
    Great for Airlineas, Hotels, Shopping
    Regular Purchase APR 14.24% to 22.24%
    Regular Balance Transfer APR 14.24% to 22.24%
    Cash Advance APR NA
    Balance Transfer Fee $ or %
    Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater.
    Foreign Transaction Fee 0%