Vance Cariaga is an award-winning writer, editor and journalist. As a journalist he held staff positions at Investor’s Business Daily, The Charlotte Business Journal and The Charlotte Observer. His work also appeared in Charlotte Magazine, Street & Smith’s Sports Business Journal and Business North Carolina magazine. His reporting earned awards from the North Carolina Working Press Association, the Green Eyeshade Awards and AlterNet. Vance’s collection of short stories, Money, Love and Blood, includes “A Slight Difference of Opinion,” winner of the 2015 Creative Loafing Flash Fiction contest. Another short story, “Saint Christopher,” placed second in the 2019 Writer’s Digest Short Short Story Competition. In addition to journalism, Vance has worked in accounting and restaurant management. He holds a B.A. in English from Appalachian State University and studied journalism at the University of South Carolina.
Starting a new business is a crash course in everything from getting a loan and setting up shop to managing employees and attracting customers. But your education doesn’t end there. You’ll also learn important lessons when it comes time to... Read More
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It’s no secret that one of the toughest parts of opening a new business is raising capital to get it off the ground. Traditional bank loans can be hard to come by when it comes to startup funding, whereas individual... Read More
One of the biggest challenges facing startups is getting a business bank loan, especially if you have a low credit score or little credit history. Unless you have a cosigner or some kind of collateral, your loan application will likely... Read More